The Case Against The Death Penalty - 773 Words

In the article The Case Against the Death Penalty, which shows up in Crime and Criminals: Opposing Viewpoints, Eric Freedman contends that capital punishment does not discourage fierce crime as well as conflicts with decreasing the crime rate. This essay will analyse Freedman s article from the perspectives of a working man, a needy individual, and a government official. Working man: A working man would in all probability agree with Freedman s point of view with association with the monetary part of the death penalty because Freedman discusses about the amount more the death penalty costs than life confinement. The workingman would bewildered at how much the execution truly costs diverged from the measure of life confinement costs. The workingman would most likely ask why capital punishment is even looked for when life detainment appears to finish the same objective for considerably less cash. The working man would likewise concur with Freedman in light of the fact that the workingman would rather see his tax money spent on more profitable projects. The workingman would say that the administration taking such a large amount of his pay in assessments, it could accomplish something more beneficial than slaughtering individuals. A working man would presumably be irritated with the amount of cash is spent on simply death penalty cases. The workingman w ould be irritated because administration utilizing his cash to attempt these culprits, however it is utilizing a greaterShow MoreRelatedThe Conservative Case Against The Death Penalty923 Words   |  4 Pagesof whether or not the death penalty is a humane punishment to use against criminals. Eighteen states, as well as the District of Columbia, have banned it, the remaining states have not. The government and law enforcements believe the death penalty deters crime rates across America. This has yet to be proven right. In S. E. Cupp’s article, â€Å"The Conservative Case Against the Death Penalty†, she says: â€Å"The country needs to have a clear-eyed conversation about the death penalty, one that puts both anecdotalRead MoreThe Case Against Death Penalty: Article Analysis1694 Words   |  7 PagesOpposing the Death Penalty: The death penalty is basically enforced following unfair trials and for non-lethal offenses like economic crimes, drug-related crimes, and sexual relations between consenting adults. While there have been ongoing calls to abolish this sentence, capital punishment is still used in some cases on the basis that international law does not prohibit the death penalty. However, its now apparent that many nations across the globe are abolishing capital punishment as evidentRead MoreEssay about The Case Against the Death Penalty1449 Words   |  6 PagesIn the United States, since the 1970s there have been more than 1270 executions according to the death penalty information center (Fact Sheet), What’s alarming about that number, is the number of people who were condemned to be executed based on race, income and social status alone, targeting those that could not afford good legal counsel, and were appointed attorneys that were â€Å"inexperienced and had below appropriate profess ional standards† (Hessick 1069), which sealed the fate of those literallyRead MoreDeath Penalty Pros and Cons1636 Words   |  7 Pages Pros and Cons of the Death Penalty The death penalty is a legal process whereby a person is put to death as a punishment for a crime. The death penalties are usually carried out for retribution of a heinous murder committed, such as aggravated murder, felony killing or contract killing. Every state handles what method they want to use to put a person to death according to their state laws. The death penalty is given by lethal injection, electrocution; gas chamber firing squad and hanging areRead MoreThe Death Penalty And Its Effects On Society826 Words   |  4 PagesThe death penalty is still a major topic even in today’s society. In this short paper I am going to analyze the Supreme Court decision and how it influences the death penalty, the financial impact on society, and social impact of the death penalty on society. The death penalty does cause a financial burden on society to the point that a state can go bankrupt. The death penalty need to be handed down on case by case bases. Moreover, it cheaper to just give a sentence of life without parole. Read MoreCapital Punishment Should Be Illegal1613 Words   |  7 PagesConstitution that governs our laws in America is there to protect all of the people and that includes the criminals that are on death row. The death penalty materially violates the constitutional ban against cruel and unusual punishment, the guarantees of due process of law, and of equal protection under the law. (Bedau, Hugo Adam, The Case Against the Death Penalty) This is the reason why capital punishment should be illegal in all fifty states. We believe that the states should not give itselfRead MorePersuasive Essay On The Death Penalty1026 Words   |  5 Pagesdeclared on the cruel punishment of the death penalty, â€Å"To take a life when a life has been lost is revenge, not justice. The death penalty is used as an option of punishment against someone accused of capital crime, such as murder. Thirty-six countries out of the one hundred and ninety-five on Earth have the death penalty as a legal sentence still to this day, yet the sentencing is rarely actually used, which is needless in today’s society. The death penalty is not a valid way to punish felons, becauseRead MoreEssay on Against the Death Penalty881 Words   |  4 PagesAgainst the Death Penalty The death penalty is one of the most controversial issues in our time. There are many issues that show and prove the death penalty is wrong and reasons why it should be ceased. Many issues have objections towards the death penalty shows that the death penalty is unfair, irreversible and expensive. The Death penalty is an unfair system used as punishment to criminals that performed wrong and unmoral crimes. The death penalty is unfair in the way that is discriminatoryRead MoreArguments For and Against the Reintroduction of the Death Penalty for Murder1276 Words   |  6 PagesArguments For and Against the Reintroduction of the Death Penalty for Murder The death penalty was abolished in the United Kingdom in 1965. (Blackwell 1968.) The abolishment of the death penalty was not a simple case. Since 1957 the issue had been before the House of Commons more than 19 times. However the death penalty is still used today in many countries across the world. During the year 2000 at least 3,058 people were sentenced to death in 65 differentRead MoreThe Death Penalty Is One Of The Most Controversial Issue1737 Words   |  7 PagesThe death penalty is one of the most controversial issues. It is an important issue because each side is very significant and they each have strong views. The five main points that will be discussed in this paper are; deterrence, loss of innocent lives, bias, retribution, and quality of the attorney. Both sides will be discussed; reasons to support the death penalty, and reasons not to support the death penalty. For the first point; deterrence, supporters of the penalty say that the death penalty

Explore Shelley’s presentation of the impact of the...

Explore Shelley’s presentation of the impact of the Creature in the light of this comment. The Creature is described as ‘ a fiend of unparalleled barbarity’, yet many modern readers may sympathise with him. Explore Shelley’s presentation of the impact of the Creature in the light of this comment. It is my view, that the Creature may be seen from two main perspectives, on the one hand he may be seen as a â€Å"Monster†, â€Å"a fiend of unparalleled barbarity† and on the other he may be seen as a victim with whom the reader may sympathise. Out of the three narratives in the book, the one which occupies that major part of the book I that of Victor Frankenstein. It is from his perspective that we are imparted most of the evidence†¦show more content†¦One may perhaps consider that his new found malevolence as opposed to his original benevolence, has come into being as a result of his own treatment by the human characters in the novel, he is hated and abhorred so of course he will seek vengeance against those who have made him suffer, as he says â€Å"misery made me a fiend.† A modern reader may be particularly sympathetic to this view, as in the modern world we have a greater understanding of the criminal mind. Although any crime (especially murder) is by no means excusable, it is only recently we have truly come to understand, that people may commit terrible atrocities purely as a result of circumstance, unstable childhood being a common cause of mentally unbalanced adulthood which may lead to a life of v iolent crime or murder. The Creature, as we see has had a particularly poor upbringing, spurned by his creator (or father) and abhorred by all whom he met, one may ask what could he do but reciprocate those feelings? However, the Creature further incriminates himself as a malignant being with his reaction to his murder of William, as he exclaims, â€Å"I gazed on my victim, and my heart swelled with exultation and hellish triumph;† This reaction we must surely perceive as one of â€Å"unparalleled barbarity.† The creature continues to portray himself as a being of

Essay on The Future of Nursing - 689 Words

The Future of Nursing Ami Randall July 24, 2010 Upon considering the past and future of nursing, many changes have already taken place, and even larger changes are expected. With the recent rate of technological development, the heath care system is certain to follow in its advances at nearly the same pace. Many predictions for the future of medicine are based on computerized technology. The use of telemonitoring, video and â€Å"smart houses† are already being used by some companies today, and will be utilized more frequently in the future. This will enable one nurse to care for many more patients than he/she is capable of safely caring for currently. This is very important due to the baby-boomer generation growing older and the†¦show more content†¦These personal companions are able to monitor every human reaction to physical and emotional stimuli, as well as, how a specific disease process is affecting the different systems of the body, and how medications are systemically treating any disease process. This sy stem will detect disease processes much earlier than is capable at the present time. This information is then transmitted to this global health care network, as previously mentioned, and the data used to better understand disease processes and help to find cures for these diseases. The human genome has also been decoded by computers, for the cost of around one-hundred dollars. With this technology, medical professionals can better understand why some people, and who these people are specifically, are more susceptible to different types of cancer, heart disease, diabetes and so on. These chronic conditions and diseases will be cured and prevented and the larger problem will be mutating viruses and â€Å"super bugs†, for which pharmaceutical companies have put very little effort into developing curative or nonresistant medications. Looking forward to contributing to these medical advances through research, I hope to be wearing a lab coat or personal protective equipment while practicing in 2035. The clients I hope to be servicing through my professional practice are the entire human race, through research and development of preventative and curativeShow MoreRelatedThe Future of Nursing966 Words   |  4 PagesThe Future of Nursing In 2010 the Robert Wood Johnson Foundation (RWJK), a subsidiary of the Institute of Medicine (IOM), issued a report on nursing called, The Future of Nursing: Leading Change, Advancing Health, (http://www.iom.edu/Reports/2010/The-Future-of-Nursig-Leadership-Change-Advancing-Health.aspx). According to the IOM official website, (http://www.iom.edu/), â€Å"†¦the IOM provides independent, objective, evidence-based advice to policy makers, health professional, the private sectorRead MoreThe Future of Nursing999 Words   |  4 PagesFUTURE OF NURSING * SUTHA FERNANDO – DATE: 12-23-2012 GRAND CANYAN UNIVERSITY ABSTRACT The Institute of Medicine has thoroughly analyzed the Future of Nursing and submitted report. The Institute of Medicine (IOM) is a nonprofit organization that works independently, provides unbiased and authoritative advice to general public as well as government. In this essay we would discuss about the significance of report and recommendations of IOM. In 2010 the IOM has advised the GovernmentRead MoreThe Future of Nursing940 Words   |  4 Pagesï » ¿ The Future of Nursing Grand Canyon University Professional Dynamics NRS-430V The Future of Nursing Looking back over 150 years ago, the nursing profession has changed drastically. Even just the uniform of nurses changed from the white dresses with panty hose and a white cap to scrubs with pants. Here are a few other examples of change in the profession: â€Å"there was a time in the past when only physicians took blood pressures, performed phlebotomy and administered blood; andRead MoreThe Future of Nursing1402 Words   |  6 Pagesï » ¿Future of Nursing Introduction ONE: Discuss the work of the Committee of the Robert Wood Johnson Foundation (RWJF)†¦that led to the IOM report, Future of Nursing: Leading Change, Advancing Health†¦ The committee was led by former Department of Health and Human Services Secretary Donna Shalala, and was asked to create basically a blueprint for how the nursing profession can transform itself into a more potent and relevant force, Harvey V. Fineberg wrote (on page ix). The nursing committee wasRead MoreFuture of Nursing1315 Words   |  6 PagesThe Future of Nursing July 14, 2013 The Future of Nursing According to the Institute of Medicine (IOM), the nursing profession is the largest population in the nation s health care workforce with over three million members. Because of this, nurses have a fundamental role in the transformation of the nation s rapidly changing health care environment. To achieve this role, the IOM addressed several key recommendations to serve as a guide to the direction of the future of nursing (InstituteRead MoreThe Future of Nursing1170 Words   |  5 PagesThe Future of Nursing Carrie Curell Grand Canyon University: NRS-430-0191 Professional Dynamics 02/23/2013 The Future of Nursing The Institute of Medicine (IOM) has researched how nursing as we know it will and is changing. They have written a report called â€Å"The Future of Nursing: Leading Change, Advancing Health† that outlines the impact of these changes on education, nursing practice, and nurses as leaders and made recommendations on the necessary changes. Regarding the impact of educationRead MoreFuture of Nursing1378 Words   |  6 Pages2010 IOM report on the future of nursing 1. Running Head: PROFESSIONAL DEVELOPMENT OF NURSING PROFESSIONALS Professional development of nursing professionals: 2010 IOM report on the future of nursing Awudu BraimahRead MoreFuture of Nursing1041 Words   |  5 PagesThe Vision for Nursing is a Bright Nur/391 Sharon Berry Facilitator Arlene Leyba December 1, 2014 United ICN, the nurses of all nations speak with one voice. We speak as advocates for all those we serve, and for all the unserved, insisting that prevention, care and cure be the right of every human being. We are in the vanguard of health care progress, shaping health policy around the world through our expertise, the strength of our numbers, the alignment of our efforts, and ourRead MoreThe Future of Nursing834 Words   |  4 Pagesï » ¿Running head: The Future Nursing The Future Nursing The Future of Nursing The Affordable Care Act of 2010 (ACA) will have a great effect on nursing. According to this article nursing will have to change it role in the ACA and the three main categories that need to be changed and redeveloped is transforming practice, education and leadership. â€Å"The ACA outlines some new health care arrangements, and with these structures will come new opportunities for new rolesRead MoreThe Future of Nursing1181 Words   |  5 PagesThe Future of Nursing Grand Canyon University NRS-440V 3.24.13 Introduction This paper will discuss various aspect of the future of health care focusing on the future of how nursing will play an ever-important role in the reformation of health care. Presentation regarding, the Robert Wood Johnson Foundation Initiative on the future of nursing, at the Institute of Medicine report entitled, â€Å"Future of Nursing: Leading Change, Advancing Health,† will help set the stage for this paper. Discussion

Characteristics Of The Mayan Civilization - 814 Words

Mayan Civilization There were many incredible civilizations in mesoamerica including the Incas, Aztecs, and the Mayas. They all had many strengths and weaknesses but the strongest among them were the Mayans. The Mayans were a very advanced civilization who survived for many, many years. The Mayans were very advanced in astronomy. They could map out the stars, the planets, the sun, and the moon. They knew so much about astronomy that they built all of their buildings in perfect alignment with compass directions. They used the sun and moon to make an accurate calendar. The mayan calender went all the way to 2012 and when it ended many people were convinced that it meant the end of the world. Thankfully the world didn’t end but the mayan†¦show more content†¦When the husbands got home they would bathe. Bathing was a very important part of the mayan lifestyle. The mayan diet consisted of many plain foods. Their main food was maize which is like corn. They used maize in lots of their foods like tortillas and they would even use maize to make drinks. â€Å"Other staple crops included beans, squash, and chilies. For meat the Maya ate fish, deer, ducks, and turkey.† The mayans introduced many new foods to the world which include sweet potatoes, black beans, tomatoes, papaya, and the cacao bean which they thought was a gift from the gods and used as a currency. Mayan beauty is very interesting. The mayan considered crossed eyes, flat foreheads, and bigs noses to be beautiful. When babies were first born their parents would press a flat board onto their soft skull to make it more elongated. They also thought that more important people should be taller so they would wear tall hats and headdresses to appear taller. The mayans thought that pointed teeth were attractive and would file their teeth to a point. The nobles would drill precious stones such as jade or ruby into their front teeth. â€Å"For many years, archeologists thought the Mayans a peaceful people, capable of war, but rarely indulging in it.† future discoveries showed that this theory was not correct. In the early years mayans would fight wars for captives for human sacrifice. After a couple hundred years the wars mostly occurred betweenShow MoreRelatedCharacteristics Of The Mayan Civilizations733 Words   |  3 Pagesof civilizations. Three major ones are the Aztec, Maya, and Inca . These different civilizations play a very important role in history today. The Maya empire was highly skilled at building and architecture. They also were the only empire in mesoamerica to develop a complete writing system. The Maya were also highly skilled at agriculture and farming. The Maya were by far the most advanced and smart civilization. The Maya empire was very precise and exact when it came to architecture. Mayans builtRead MoreMayan And Mayan Writing System1067 Words   |  5 PagesMayan culture and civilization are said to be far beyond their time by their complex writing and numerical system. In the pre-Columbian America, the Mayan writing system is said to be the â€Å"only† true writing system within the Americas. By examining the environment the Maya had lived, we are able to look at the how the Maya used their writing system and it also further reflects the Maya’s surroundings. The Mayan civilization had flourished throughout the Yucatan peninsula in Central America. TheyRead MoreSimilarities Between Civilizations And Civilizations958 Words   |  4 PagesThroughout history there have been similarities between civilizations, some of which were on separate parts of the world. Many scholars and historians have been baffled by the discoveries of these similarities due to the fact that these cultures were not only hundreds of miles apart but also were separated by hundreds of years. The ancient Egyptian civilization located in northern Africa around 3,100 B.C. is considered to be one of the cradles of civilization and also a major contributor to the technologyRead MoreCharacter Analysis Of Mayan Civilization1292 Words   |  6 Pages â€Å"Mayan Civilization† The film â€Å"Apocalypto† takes place in a certain period of the pre-Columbian era where we are presented young hunters from a village. Their rituals, the way of hunting, the cohesion between them, and especially, the bonds of friendship and family. The director makes us acquire sympathy for the hunters, giving a calm and familiar aspect to the characters. As for the social aspect, the film is essentially emphasized in the figure of man in these societies; being brave, warriorRead MoreMaya Civilization Collapse1311 Words   |  6 PagesMaya civilization. The Maya civilization is, â€Å"probably the best known of all early American civilizations.† (Fagan, 1995) It was at its strongest point between AD 300 AND 900. Around AD 900 was the time of its collapse. This civilization was developed in a densely, tropical forest on either highlands or lowlands. Today to visit a Mayan site, people would go to the modern Mexican state, capital city of Merida. This site was once h ome to the â€Å"New Worlds most advanced Native American civilization beforeRead MoreAztec, Inca And Aztec Civilizations1134 Words   |  5 Pagesempires of the Romans and the Greeks, there were other prospering civilizations thriving in parts of Central America and parts of Mexico. The Mayan, Incan and Aztec civilizations were a few of the greatest ancient civilizations in history, but they each had distinct characteristics that helped them prosper into the great empires that they became. Each had their own fascinating ways of food production, governing system and culture. The Mayans were established first out of the three and settled in modern-dayRead MoreThe Survival Of The Yucatec Maya Culture1490 Words   |  6 Pagescultures and civilizations, sparking a myriad of intellectuals spanning the humanities to attempt to discern the most salient characteristics and processes that define the period. Historians Inga Clendinnen and George Lovell, both focus on the effect the landin g of the conquistadors had on the indigenous Mayans, with their respective focuses standing in diametric opposition to one another. In â€Å"The Survival of the Yucatec Maya Culture,† Clendinnen stresses the importance of how Mayan tradition persistedRead MoreAnalysis Of Laura Gilpin s Life1617 Words   |  7 Pagesshed light on fading Mayan culture, as well as the beautiful ruins of Chichen Itza. This once great center of the Mayan empire is essential to understanding the esteem of the Mayan people. Additionally, The Rio Grand: River of Destiny, was a collection that studied the great river and the inhabitants along its banks. This book debuted the following year in 1949. Although Gilpin’s career focused primarily on Native American life, I researched her photography from 1948 on Mayan culture, and choseRead MoreHow Did The History Of Meroe Reflect Interaction With Neighboring Civilizations?1707 Words   |  7 PagesMeroe 1) How did the history of Meroe reflect interaction with neighboring civilizations? The way the history of Meroe reflected interaction with neighboring civilizations is they traded more often with their neighbors. That is how they received their fortune and power. 2) How was the decline of Meroe connected to the changing patterns of long-distance trade? The decline of Meroe was caused by deforestation because wood was needed to make charcoal for iron. The deforestation made Egypt’s trade goRead MoreGreeks compared to the Mayans1216 Words   |  5 Pages Greeks compared to the Maya Looking around too all the different ethnicities that can be found in this world, two of those most interesting cultures would have to be the Greeks and the Maya. The ancient Greek and Mayan civilizations have many similar characteristics but they also have many differences. The Mayan’s are an indigenous Mesoamerican culture found in present day South America. As where the Greeks are an ethnicity group native to Greece. The history of the Greece can be traced

Growth of Insurance Industry Post Liberalisation Free Essays

string(131) " up of a strong and effective regulatory body with independent source for financing before allowing private companies into sector\." GROWTH OF INSURANCE INDUSTRY – POST LIBERALIZATION INTRODUCTION : The journey of insurance liberalization process in India is now several years old. The first major milestone in this journey has been the passing of Insurance Regulatory and Development Authority Act, 1999. This along with amendments to the Insurance Act 1983, LIC and GIC Acts paves the way for the entry of private players and possibly the privatization of the hitherto public monopolies LIC and GIC. We will write a custom essay sample on Growth of Insurance Industry Post Liberalisation or any similar topic only for you Order Now Opening up of insurance to private sector including foreign participation has resulted into various opportunities and challenges. CONCEPT OF INSURANCE : In our daily life, whenever there is uncertainly there is an involvement of risk. The instinct of security against such risk is one of the basic motivating forces for determining human attitudes. As a sequel to this quest for security, the concept of insurance must have been born. The urge to provide insurance or protection against the loss of life and property must have promoted people to make some sort of sacrifice willingly in order to achieve security through collective co-operation. In this sense, the story of insurance is probably as old as the story of mankind. LIFE INSURANCE : n particular provides protection to household against the risk of premature death of its income earning member. Life insurance in modern times also provides protection against other life related risks such as that of longevity (i. e. risk of outliving of source of income) and risk of disabled and sickness (health insurance). The products provide for longevity are pensions and annu ities (insurance against old age). Non-life insurance provides protection against accidents, property damage, theft and other liabilities. Non-life insurance contracts are typically shorter in duration as compared to life insurance contracts. The bundling together of risk coverage and saving is peculiar of life insurance. Life insurance provides both protection and investment. Insurance is a boon to business concerns. Insurance provides short range and long range relief. The short-term relief is aimed at protecting the insured from loss of property and life by distributing the loss amongst large number of persons through the medium of professional risk bearers such as insurers. It enables a businessman to face an unforeseen loss and, therefore, he need not worry about the possible loss. The long-range object being the economic and industrial growth of the country by making an investment of huge funds available with insurers in the organized industry and commerce. GENERAL INSURANCE : Prior to nationalizations of General insurance industry in 1973 the GIC Act was passed in the Parliament in 1971, but it came into effect in 1973. There was 107 General insurance companies including branches of foreign companies operating in the country upon nationalization, these companies were amalgamated and grouped into the following four subsidiaries of GIC such as National Insurance Co. Ltd. , Calcutta; The New India Assurance Co. Ltd. , Mumbai; The Oriental Insurance Co. Ltd. , New Delhi and United India Insurance Co. Ltd. , Chennai and Now delinked. General insurance business in India is broadly divided into fire, marine and miscellaneous GIC apart from directly handling Aviation and Reinsurance business administers the Comprehensive Crop Insurance Scheme, Personal Accident Insurance, Social Security Scheme etc. The GIC and its subsidiaries in keeping with the objective of nationalization to spread the message of insurance far and wide and to provide insurance protection to weaker section of the society are making efforts to design new covers and also to popularize other non-traditional business. LIBERALIZATION OF INSURANCE : The comprehensive regulation of insurance business in India was brought into effect with the enactment of the Insurance Act, 1983. It tried to create a strong and powerful supervision and regulatory authority in the Controller of Insurance with powers to direct, advise, investigate, register and liquidate insurance companies etc. However, consequent upon the nationalization of insurance business, most of the regulatory functions were taken away from the Controller of Insurance and vested in the insurers themselves. The Government of India in 1993 had set up a high powered committee by R. N. Malhotra, former Governor, Reserve Bank of India, to examine the structure of the insurance industry and recommend changes to ake it more efficient and competitive keeping in view the structural changes in other parts of the financial system on the country. Malhotra Committee’s Recommendations The committee submitted its report in January 1994 recommending that private insurers be allowed to co-exist along with government companies like LIC and GIC companies. This recommendation had been prompted by several factors suc h as need for greater deeper insurance coverage in the economy, and a much a greater scale of mobilization of funds from the economy, and a much a greater scale of mobilization of funds from the economy for infrastructural development. Liberalization of the insurance sector is at least partly driven by fiscal necessity of tapping the big reserve of savings in the economy. Committee’s recommendations were as follows: †¢ Raising the capital base of LIC and GIC up to Rs. 200 crores, half retained by the government and rest sold to the public at large with suitable reservations for its employees. †¢ Private sector is granted to enter insurance industry with a minimum paid up capital of Rs. 100 crores. †¢ Foreign insurance be allowed to enter by floating an Indian company preferably a joint venture with Indian partners. Steps are initiated to set up a strong and effective insurance regulatory in the form of a statutory autonomous board on the lines of SEBI. †¢ Limited number of private companies to be allowed in the sector. But no firm is allowed in the sector. But no firm is allowed to operate in both lines of insurance (life or non-life). †¢ Tariff Advisory Committee (TAC) is delinked f orm GIC to function as a separate statuary body under necessary supervision by the insurance regulatory authority. †¢All insurance companies be treated on equal footing and governed by the provisions of insurance Act. No special dispensation is given to government companies. †¢Setting up of a strong and effective regulatory body with independent source for financing before allowing private companies into sector. You read "Growth of Insurance Industry Post Liberalisation" in category "Industry" COMPETITION TO GOVERNMENT SECTOR: Government companies have now to face competition to private sector insurance companies not only in issuing various range of insurance products but also in various aspects in terms of customer service, channels of distribution, effective techniques of selling the products etc. privatization of the insurance sector has opened the doors to innovations in the way business can be transacted. New age insurance companies are embarking on new concepts and more cost effective way of transacting business. The idea is clear to cater to the maximum business at the lest cost. And slowly with time, the age-old norm prevalent with government companies to expand by setting up branches seems getting lost. Among the techniques that seem to catching up fast as an alternative to cater to the rural and social sector insurance is hub and spoke arrangement. These along with the participants of NGOs and Self Help Group (SHGs) have done with most of the selling of the rural and social sector policies. The main challenges is from the commercial banks that have vast network of branches. In this regard, it is important to mention here that LIC has entered into an arrangement with Mangalore based Corporations Bank to leverage their infrastructure for mutual benefit with the insurance monolith acquiring a strategic stake 27 per cent, Corporation Bank has decided to abandon its plans of promoting a life insurance company. The bank will act as a corporate agent for LIC in future and receive commission on policies sold through its branches. LIC with its branch network of close to 2100 offices will allow Corporation Bank to set up extension centers. ATMs or branches with in its premises. Corporation Bank would in turn implement an effective Cash Flow Management System for LIC. IRDA Act, 1999 Preamble of IRDA Act 1999 reads ‘An Act to provide for the establishment of an authority to protect the interests of holders of insurance policies, to regulate, to promote and ensure orderly growth of the insurance industry and for matters connected therewith or incidental thereto. Section 14 of IRDA Act, lays the duties, powers and functions of the authority. The powers and functions of the authority. The powers and functions of the Authority shall include the following. †¢ Issue to the applicant a certificate of registration, to renew, modify withdraw, suspend or cancel such registration. †¢ To protect the interest of policy holders in all matters concerning nomination of policy, surrender value f policy, insurable interest, settlement of insurance claims, other terms and conditions of contract of insurance. †¢ Specifying requisite qualification and practical training for insurance intermediates and agents. Specifying code of conduct for surveyors and loss assessors. †¢ Promoting efficiency in the conduct of insurance business †¢ Promoting and regulating professional regulators connected with the insurance and reinsurance business. †¢ Specifying the form and manner in which books of accounts will be maintained and statement of accounts rendered by insurers and insurance intermediaries. †¢ Adjudication o f disputes between insurers and intermediates. †¢ Specifying the percentage of life insurance and general and general business to be undertaken by the insurers in rural or social sectors etc. Section 25 provides that Insurance Advisory Committee will be constituted and shall consist of not more than 25 members. Section 26 provides that Authority may in consultation with Insurance Advisory Committee make regulations consists with this Act and the rules made there under to carry the purpose of this Act. Section 29 seeks amendment in certain provisions of Insurance Act, 1938 in the manner as set out in First Schedule. The amendments to the Insurance Act are consequential in order to empower IRDA to effectively regulate, promote, and ensure orderly growth of the Insurance industry. Section 30 31seek to amend LIC Act 1956 and GIC Act 1972. IMPACT OF LIBERALIZATION While nationalized insurance companies have done a commendable job in extending volume of the business opening up of insurance sector to private players was a necessity in the context of liberalization of financial sector. If traditional infrastructural and semipublic goods industries such as banking, airlines, telecom, power etc. have significant private sector presence, continuing state monopoly in provision of insurance was indefensible and therefore, the privatization of insurance has been done as discussed earlier. Its impact has to be seen in the form of creating various opportunities and challenges. Opportunities 1. Privatization if Insurance was eliminated the monopolistic business of Life Insurance Corporation of India. It may help to cover the wide range of risk in general insurance and also in life insurance. It helps to introduce new range of products. 2. It would also result in better customer services and help improve the variety and price of insurance products. 3. The entry of new player would speed up the spread of both life and general insurance. It will increase the insurance penetration and measure of density. 4. Entry of private players will ensure the mobilization of funds that can be utilized for the purpose of infrastructure development. 5. Allowing of commercial banks into insurance business will help to mobilization of funds from the rural areas because of the availability of vast branches of the banks. 6. Most important not the least tremendous employment opportunities will be created in the field of insurance which is a burning problem of the presence day today issues. CURRENT SCENARIO : After opening up of insurance in private sector, various leading private companies including joint ventures have entered the fields of insurance both life and non-life business. Tata – AIG, Birla Sun life, HDFC standard life Insurance, Reliance General Insurance, Royal Sundaram Alliance Insurance, Bajaj Auto Alliance, IFFCO Tokio General Insurance, INA Vysya Life Insurance, SBI Life Insurance, Dabur CJU Life Insurance and Max New York Life. SBI Life insurance has launched three products Sanjeevan, Sukhjeevan and Young Sanjeevan so far and it has already sold 320 policies under its plan. CONCLUSION : From the above discussion we can conclude that the entry of private players in insurance business is needful and justifiable in order to enhance the efficiency of operations, achieving greater density and insurance coverage in the country and for a greater mobilization of long term savings for long gestation infrastructure prefects. New players should not be treated as rivalries to government companies, but they can supplement in achieving the objective of growth of insurance business in india. THE GROWTH OF INSURANCE INDUSTRY – POST LIBERALIZATION Prepared by :ashish How to cite Growth of Insurance Industry Post Liberalisation, Essays

Explain The Rise Of Civilization Essay Example For Students

Explain The Rise Of Civilization Essay Essay: Explain the rise of Civilization and include 3 basic features. A civilization is the starting point of a society. Civilizations have existed for millions of years and are the basic unit of structure for a society. Civilizations were the base of great societies such as Egypt and Rome. If not for civilizations these societies would not have flourished or even existed. A civilization is compiled of eight features. 1. Cities2. Well-Organized Central Government3. Complex Religions4. Job Specialization5. Social Classes6. Arts and Architecture7. Public Works8. WritingsCities are the central feature of a civilization. The first cities emerged shortly after farmers began cultivating fertile lands along river valleys and producing surplus foods. These surpluses allowed the population to expand. As population grew, some villages expanded into cities. These cities rose independently in the valleys of the Tigris and Euphrates rivers. The conditions of river valleys favored farming in these and other such river valleys. Floodwater spread silt across the valley renewing the soil and keeping it fertile. Animals that drank from the river were also a source of food. The river also supplied the people with a regular source of drinking water and the means of transportation. However rivers also posed challenges. Farmers had to control flooding and channel waters to the fields. Early farmers built dikes, dug can als and also made irrigation ditches. Such projects required leadership and a well-organized government. A government was required to lead the people and aid in organizing a city. City governments were far more powerful than the council of elders and local chiefs of farming villages. At first, Priest probably had the greatest. In time, warrior kings came to power as chief political leaders. They soon set themselves up as the chief hereditary ruler and passed their power from father to son. Governments soon became more complex as rulers issued laws, collected taxes, and organizes systems of defense. To enforce order, rulers relied on royal officials. Over time, government bureaucracies evolved. Almost always rulers claimed their power came from god or divine right. These rulers then gained religious power as well. Like the Stone Age ancestors, most people were polytheistic. People appealed to the sun god, river goddess and other such spirits that they believed controlled natural forces. Other gods were believed to control human activities such as birth, death, trade and war. If not for these sometime simple things a civilization could never have come to. Rome and Egypt and other such great empires would never have exited. Man would just lead a nomadic, uncivilized lifestyle and the technologies we take for granted today would never have existed.

Personal Understanding In Module Samples †MyAssignmenthelp.com

Question: Discuss about the Personal Understanding In Module. Answer: Introduction The aim of the assignment is to describe personal understanding after attending and participating in the module including Emotional intelligence, leadership, Culture diversity, Decision making, communication, Prioritization, and change. In response to the learning gained from the module, an action plan on implementing this learning is developed. The experience is described using the Bortons' (1970) Framework Guiding Reflective Activities. Reflection I have attended the lM program with the objective of learning the leadership skills. I wanted to gain insights into the cultural diversity. Since healthcare sector, includes the diversity due to patients visiting from diverse cultural and linguistic background, learning skills to manage patients in peak hours is necessary. During several instances, I failed to address patients queries due to lack of cross-cultural communication skills. I was unable to handle my first experience of patients death in an emergency room as the charge nurse. I lacked the emotional resilience. Therefore, I decided todevelop nursing leadership skills and professional competencies such as quick decision-making in the critical situation, respecting diversity and ways to prioritise nursing responsibilities. In this experience, the best thing I have learnt is the different leadership theories, and the most effective one as I perceive is the situational leadership theory. According to McCleskey, (2014), this theory emphasise on using the leadership style that most suits the situation, instead of adopting and learning only one style of leadership. I agree because innursing practice it is critical to predicting as to what would be the next clinical situation in intensive care unit. Experiences of patient death are inevitable in the nursing profession. Patients suffer chronic illnesses and experience patient-centred care. Emotional intelligence is essential for better patient satisfaction and model the behaviour that is expected from healthcare staff. With the help of emotional intelligence, a nurse can better reason using emotions, correctly identify emotions in self and others, understand and manage other emotions during emotional situations such as sudden death due to stroke. Emotional in telligence skills are essential for transforming challenged in teamwork and patient care (Aradilla-Herrero et al., 2014). Learning about cultural diversity made it clear that it gives several opportunities to deliver high quality care. For instance, taking patient history or health assessment can be easy when the nursing workforce reflects the patients communication styles, demographics and culture awareness (Mareno Hart, 2014). It will help patients feel comfortable. Else, it will require the use of medical interpreter even for petty issues. Thus, cross-cultural communications skills are required to accepts the individual differences and adapt different skills from co-workers. Communication learning is not only to maintain diversity but also to collaborate with the interdisciplinary team. Good communication skills both verbal and non-verbal better help to understand the patient's feelings with empathy. According to Crystal Crystal (2016) better nurse-patient communication help, establish the therapeutic relationship. It is more likely to promote patients participation in care. Nursing practice involv es ethical issues, and hence clinical decision should be made effectively. Training on decision-making is essential to be able to decide on best intervention among others. To guide the decision-making, critical thinking is necessary to handle the dynamic situation. Decision-making skills had better help in prioritizing the care by unfolding the clinical situation. I have learned the value of the time management and prioritization of the patient needs. Constant reassessment of the situation is necessary (Johnsen et al., 2016). For instance, cleanliness is less important than maintaining the patient airways. Adapting to change in the dynamic nursing profession will help play roles that are more complex. Overall, this module was effective in teaching the way to professional development. Therefore, my action plan is to put this learning into practice. Using the SMART approach that refers to Specific, measurable, achievable, realistic and time goals (Jung et al., 2015), I have developed a SMART plan for myself. I want to improve the following skills in next three months- Verbal skills Nonverbal skills- to deal with patients with disability Collaborative skills- to collaborate with interdisciplinary team - greater engagement with nurses and co-worker while decision-making Greater participation in emergency care services- As it involves decision-making and practice prioritisation Take initiatives to mentor and lead my juniors- to implement leadership skills Engage in feedback session- take feedback from peers, nurse mentor, mangers and preceptors on improvement of my skills- thrice in a month to evaluate the improvement Attend two workshops by the end of the year on cross-cultural communication- to adjust to diversity Engage in critical reflection to deal with job burnout, stress in emergency room by thinking alternate means to highest quality of patient comfort and care (Nicol Dosser, 2016) In future, my action plan will demonstrate the better understanding of patient's concerns, respect cultural diversity, better response to death and die and collaborate with the interdisciplinary team. References Aradilla-Herrero, A., Toms-Sbado, J., Gmez-Benito, J. (2014). Associations between emotional intelligence, depression and suicide risk in nursing students.Nurse Education Today,34(4), 520-525. Crystal, B. S. N., Crystal, E. (2016). Improving Nurse-Patient Verbal and Non-Verbal Communication Skills: ICU Patients with Neurological Communication Impairments. Johnsen, H. M., Fossum, M., Vivekananda-Schmidt, P., Fruhling, A., Sletteb, . (2016). Teaching clinical reasoning and decision-making skills to nursing students: design, development, and usability evaluation of a serious game.International journal of medical informatics,94, 39-48. Jung, H., Yoo, H., Lee, Y., Chung, K. Y. (2015). Interactive pain nursing intervention system for smart health service.Multimedia Tools and Applications,74(7), 2449-2466. Mareno, N., Hart, P. L. (2014). Cultural competency among nurses with undergraduate and graduate degrees: Implications for nursing education.Nursing Education Perspectives,35(2), 83-88. McCleskey, J. A. (2014). Situational, transformational, and transactional leadership and leadership development.Journal of Business Studies Quarterly,5(4), 117. Nicol, J. S., Dosser, I. (2016). Understanding reflective practice.Nursing Standard,30(36), 34-42.